Tarophia Tarot & Self-Discovery
Five of Pentacles, a card of the Rider-Waite-Smith tarot (1909)

Folio 69

Suit of Pentacles

Five of Pentacles

Upright

hardship, scarcity, feeling left out

A time of lack or exclusion. Help may be closer than it looks.

Reversed

recovery, help received, the end of hardship

The tide is beginning to turn. Accept the support being offered.

Symbolism

The Five of Pentacles shows two figures trudging through the snow: one on crutches, wrapped in bandages, the other barefoot and huddled in a shawl. They pass beneath the lit window of a church, where five pentacles appear in the stained glass. In the 1909 art, shelter is right there, a few steps away, but they don't look up.

In general

The Five of Pentacles is the card of hardship. It shows up in tight times: money trouble, losing a job, a fragile stretch, feeling excluded or left out in the cold. It's about scarcity, worry and facing the cold. But it's also a reminder that help exists, and it's often closer than it looks. Reversed, it shows recovery: finding shelter, accepting help and getting through the worst of it.

Yes or no

The Five of Pentacles walks through snow beneath a lit window: no, not now. But look: help is closer than it seems. Reversed, the answer is maybe: the Five of Pentacles finds shelter after the cold, and it depends on accepting the help that appears.

In love

In a love reading, the Five of Pentacles points to a hard stretch as a couple, a sense of being abandoned, or going through a crisis together.

If you're in a relationship, it asks you to lean on each other when times are tight. If you're single, it shows loneliness or low self-esteem.

Reversed, it points to reconciliation, support and coming out of a difficult phase.

As feelings

As feelings, the Five of Pentacles means someone who feels left out, insecure or is going through a hard time. Reversed, it shows someone getting back on their feet.

At work

At work, the Five of Pentacles often points to job loss, instability or a lack of recognition. Reversed, it shows a chance to start over.

With money

With money, the Five of Pentacles points to tight finances, debt or losses. It asks you to seek help and advice. Reversed, it shows recovery getting underway.

In family and friendship

In family and friendship, the Five of Pentacles brings a sense of exclusion, or someone who needs support. Reversed, it shows people helping each other.

On the personal path

On a personal level, the Five of Pentacles asks you not to face the cold alone: ask for support and take the hand that's offered. Reversed, it shows the worst is passing.

Advice

As advice, the Five of Pentacles says: look up. Shelter is closer than it seems.

In the Celtic Cross positions

  • The Present: times are tight or difficult.
  • The Challenge: the obstacle is scarcity, or a hard time asking for help.
  • The Crown: you want security and a place to belong.
  • The Foundation: underneath the question is a fear of not having enough.
  • The Recent Past: a recent loss or money squeeze shaped the situation.
  • The Near Future: a hard stretch is coming, but help is available.
  • Yourself: you may be feeling left out in the cold.
  • Your Environment: there's support around you that you may not be seeing.
  • Hopes and Fears: you want stability, and you're afraid of going without.
  • The Outcome: this points to recovery, with help.

Frequently asked questions

Is the Five of Pentacles a bad card?

It's a hard card, about hardship and feeling out in the cold. But it also shows that help is nearby.

What does the Five of Pentacles reversed mean?

Reversed, it points to recovery, finding support and getting through a difficult phase.

Is the Five of Pentacles a yes or no card?

Upright, it's a no, not now. Reversed, it's a maybe.

See also the Four of Pentacles, which comes before it, the Six of Pentacles, the next step, and the Five of Cups, another card of loss.